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Illustration: Uttam Ghosh/Rediff.com While Indians have been traditionally known to be averse to credit. Utilising your card limit to the hilt is also not advisable. Also, check your debt-to-income ratio frequently. "If over 45 per cent of.
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The term credit score usually refers to your FICO score, a number based on a formula developed. charge to the limit of your cards or rarely use them.) For the best rates on a loan or credit card, you want a score that’s above 700, at least.
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Let’s say, you start saving 10% of your $40,000 salary at age 30 with no employer match. of household $116,000 to $131,000 $117,000 to $132,000 Saver’s credit tax income limit for married couples $61,000 $61,500 Saver’s credit.
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